Make it big: Those who cannot work with their hearts achieve but a hollow, half-hearted success that breeds bitterness all around. A. P. J. Abdul Kalam.
Make it big: The secret of your success is determined by your daily agenda. John C. Maxwell.
Make it big: Never mind what others do; do better than yourself, beat your own record from day to day, and you are a success. William J. H. Boetcker.
Make it big: I'd rather be a failure at something I love than a success at something I hate. George Burns.
Make it big: Without an open-minded mind, you can never be a great success. Martha Stewart.
Make it big: Success is nothing more than a few simple disciplines, practised every day. Jim Rohn.
Make it big: Success usually comes to those who are too busy to be looking for it. Henry David Thoreau.
Make it big: If you were successful, somebody along the line gave you some help. Barack Obama.
Business Tip: Don't forget that all businesses need to pay tax, so keep this in mind when calculating your costs.
Business Tip: You need to register any new business. Every country has different regulations for this, so research exactly what you need to do in your location.
Business Tip: Many customers find their products and services online. Make sure that you have an updated and informative website.
Business Tip: Design a business logo. A well-designed, relevant logo can have an instant impact on your customers and leave a lasting impression.
Business Tip: Choose a business name that's unique, available and relevant.
Business Tip: Research the different types of business ownership models there are available, and which will be best for you, eg. a partnership.
Business Tip: Listen to the advice of experienced business-owners and entrepreneurs.
Business Tip: Get your family on board. Ask for their support. They should know that this will be a challenge financially and emotionally.
Stokvel Tip: Some stokvels offer the option to borrow from the group account, with a varying interest rate. This depends on the amount needed and for how long.
Stokvel Tip: The average contribution each month for a burial stokvel is R210. Investment stokvels are much higher, with amounts ranging between R300 and R500.
Stokvel Tip: The most popular stokvels are savings, burial, grocery, birthday and investment-savings groups.
Stokvel Tip: Anyone can join a stokvel. If you are able to contribute the required amount on the a regular basis and are acceptable, then you can join.
Stokvel Tip: Stokvels usually do not have any interest charged on outstanding contributions, so if you fall behind you only pay the amount you missed.
Stokvel Tip: The majority of stokvels are concentrated in Gauteng, followed by Limpopo then Kwa-Zulu Natal. Finding one in these areas is not difficult.
Stokvel Tip: Choose a day of the week that is most convenient for stokvel members to pay their contributions, typically on payday or the Monday thereafter.
Stokvel Tip: Stokvels can be a big hand up if banks won't offer you any loans, but make sure they are well-managed and pay out on time.
Save Money: Eat leftovers. Don't let leftovers sit in the fridge only to hit the trash. Learn to spruce up leftovers and make your weekly cooking even easier.
Save Money: Recycle wrapping paper. Don't waste money on wrapping paper when you can re-use perfectly good paper from a recent present.
Save Money: Being properly insured may cost you a bit of money up front, but it can save you a ton of money should something horrible happen.
Save Money: To save money while paying off your debt, you need to pay off the highest interest rate debt first.
Save Money: Take care of yourself. The healthier you are, the less likely it is that you'll have to make visits to the doctor and spend money on medications.
Save Money: Plan trips to locations where you have friends and family so that you can save on accommodation costs.
Save Money: Before buying a whole new computer, first check if there are parts of it you can replace to keep it running. Start with the RAM.
Save Money: Check your phone, water and electricity bills every month to check that you have been billed correctly, and query anything strange.
